Limited Doc & No Income Verification Home Loans

Post date: Oct 06, 2011 10:56:21 PM offers you a wide array of fixed-rate mortgage loans with competitive rates, low down payments, and low points/ lender fees options. Whether you're a first-time buyer with or without a traditional credit history, or are looking to refinance your present mortgage, our experienced Mortgage Specialists will help you find the right loan to fit your needs. 

To help you determine which loan is best for you, the following chart outlines the major features and benefits of each of our mortgage loan plans.




Conventional Fixed-Rate Mortgage1

If you want the security of a fixed interest rate, don't want to think about interest rate fluctuations and prefer to keep your home for a long time.

Smart Mortgage1,2

If you are a business owner, self-employed or a new immigrant.

Community Home Buyers Program1,3

First time home buyers.

Note: No prepayment penalty on the above mortgage plans.

At, our Mortgage Loan Originators are committed to helping you get through the loan process smoothly, and to aid you in selecting a mortgage that's tailored to match you needs. So, don't hold off fulfilling your dream of owning your own home. 877-410-6663


Rates are Current as of 10/06/2011

1 Restrictions and limitations may apply.

2 If you select the "No Income Verification" Intelligent Mortgage Loan, the interest rate on your loan will be higher than a Conventional Loan, and the Loan to Value (LTV) requirement is stricter, for example: a LTV of 60% is required for a maximum loan amount up to $1 million. For comparison purpose, please ask us to provide the terms and payments for a Conventional Loan.

3 Subject to area median income restrictions.

4 Subject to full documentation, appraisal, credit and other necessary verifications. Lender fees include points, appraisal and credit report.