Down Payment Assistance Loans

CalHFA & Our Sponsored First Mortgages = You only put 1/2 Percent down payment


CalHFa offers down payment assistance programs that can reduce your out-of-pocket expense to sometimes zero percent which means you get an almost 100% financing.


Our fixed rates mean you'll know your payments for the life of the loan.


At, we have qualified loan officers who specialize in our programs, with the answers first-time homebuyers need. Approving you for Grants that you might not have to ever pay back

CalPLUS with Zip

Are you looking for a fixed rate mortgage with down pyament assistance combined into one perfect package? Then the CalPLUS with Zip is for you!

CalPLUS features:

ZIP features:

CalPLUS Conventional with ZIP Extra

CalPLUS combined with CHDAP