8 day closing

How to Close in 8 Days

At BankerBroker.com, we pride ourselves on the fact that we close most of our loans within 8 business days or less.  If speed and efficiency are what you are looking for, you have found the right place.  In the following sections you will learn what you need to do in order to ensure that your home loan closes in 8 days or less!

Day One

Day Two

Day Three - Day Five

Day Eight

Your new home loan is ready to close!


It's really that easy... just contact one of our Locations to setup your appointment, today. 949-244-1880

Save time and avoid delays by having this information available when you meet with your lender.

Find out how much you are qualified to borrow

When buying a home, you may be pre-qualified or pre-approved. You can be pre-qualified over the phone or on the Internet in a few minutes. Pre-qualification is not as useful as pre-approval. Pre-approval requires a more rigorous process, including verification of your credit, income, assets and liabilities. It is highly recommended that you be pre-approved before you start looking for a home.

Being pre-approved will:

What loan program is best for your situation?

All the research and preparation you've done to this point makes this step an easy one.

You can apply online or in person. Complete and sign the residential loan application, Form 1003 and the attached loan info sheet, credit authorization and fair lending notice. Your loan originator may also request additional documents, such as a loan information sheet, credit authorization and fair lending notice.

Once your loan application has been received, the loan approval process starts immediately. This involves verifying your:

Based on your specific situation, additional documents or verifications may be required.

To improve your chances of getting a loan approval:

After your loan is approved, you will be required to sign the final loan documents. This will normally take place in the presence of a notary public. Be prepared to:

Your loan will normally close shortly after you have signed the loan documents. On refinance and home equity loan transactions, federal law requires that you have three days to review the documents before your loan transaction can close. Purchase transactions do not have a three-day rescission period.