Buying a Home

Mortgage Rates at Their Lowest Level Since 1951 Make This One of the Best Times Ever to Buy a Home

For most people buying a home is the biggest investment of their life. Let BankerBroker guide you! Before you begin home shopping, it helps to figure out your budget. That way there are no surprises later on, and you can fully enjoy the house hunting experience. To determine your purchasing budget, we will need to consider the following things such as monthly income, monthly debts, down payment amount, and your credit history.

Pre-qualifying for a particular home loan amount for your home search, help you focus on homes that fit within your price range. In fact, many real estate agents require either a pre-qualification letters before showing you a home. You can begin your pre-qualification by speaking with one of our Loan Officers, or by applying right here online. offers many products with varied rates and benefits such as low closing costs. This rate represents just one example and we look forward to customizing the right rate-and loan-for your needs.


Fees & charges apply and may vary by product and State. Subject to underwriting approval. Application required; not all applicants will be approved. Full documentation & property insurance required. Loan secured by a lien against your property. Consolidating or refinancing debts may increase the time and/or the finance charges/total loan amount needed to repay your debt. Taxes & insurance extra. Terms, conditions & restrictions apply. Advertised rate assumes: 30-year, fixed-rate, 1st lien, purchase money mortgage on an owner-occupied, single-family residence; loan amount of $240,000; loan-to-value ratio of 80%; credit score of 721; DTI of less than 45%; and monthly escrowing of taxes & insurance. For example, as of 10/27/10, a $240,000 loan amount financed at 4.250% (4.477% APR), with a 1.375 point discount and 20% down payment, would result in 360 monthly principal and interest payments of $1,180.66. Recent rate but rates, loan products & fees subject to change without notice. Your rate and term may vary. If you do not lock in a rate when you apply, your rate at closing may differ from the rate in effect when you applied. Important information relating specifically to your loan will be contained in the loan documents, which alone will establish your rights and obligations under the loan plan. Call for details.