Legal Notices

Fees & Charges Disclosures

Fees & charges apply and may vary by product and State. All loan applications are subject to underwriting approval. Application required; not all applicants will be approved. Full documentation & property insurance required. Loan secured by a lien against your property. Consolidating or refinancing debts may increase the time and/or the total amount needed to repay your debt. Taxes and insurance extra. Terms, conditions and restrictions apply. Rates, loan products, and fees subject to change without notice. Your rate and term may vary. Call for details or APPLY NOW is not a financial advisor or a credit repair company. The materials contained herein are for informational purposes only. Consult a financial advisor before making decisions regarding important personal finance issues

Privacy Statement

You take online privacy seriously, and so does It's our way of sustaining your trust in our company, our products, and our services. Our privacy statement describes how we collect, protect, and use customer information. There are a few simple things that you can do to safeguard your information on the Internet: keep your account number, user name, and password safe, be sure to use a secure browser and keep your virus detection software current, never open e-mail from an unknown source, and always log out of the loan status area when you're finished. When you call, our security procedures require that we ask you for information only you would know-so we're sure it's you. However, no affiliate or employee of will ever ask you for your account password. This privacy statement applies to our online privacy policy. When you become a customer, and on an annual basis, we provide you with our privacy policy entitled Important Information About Your Privacy. For complete information regarding our privacy policies and practices for customers, please refer to that notice. 

Privacy Policy

This privacy notice discloses the privacy practices for ( This privacy notice applies solely to information collected by this web site. It will notify you of the following:

1.     What personally identifiable information is collected from you through the web site, how it is used and with whom it may be shared.

2.     What choices are available to you regarding the use of your data?

3.     The security procedures in place to protect the misuse of your information.

4.     How you can correct any inaccuracies in the information.

Information Collection, Use, and Sharing

We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone. We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, e.g. to ship an order. Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy.

Your Access to and Control over Information

You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website:


We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.

Wherever we collect sensitive information (such as credit card data) that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a closed lock icon at the bottom of your web browser, or looking for "https" at the beginning of the address of the web page.

While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.

If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone at 909-581-9595 or email us at:


Mortgage Fraud Warning Notice

Fraud against lenders is a rapidly growing problem. It can affect not only lending institutions, but innocent homeowners and the community at large. It is a problem that requires the close cooperation of law enforcement and the real estate finance industry. That cooperation includes educating the general public as to what constitutes mortgage fraud and what the consequences of mortgage fraud are.

To that end, the Federal Bureau of Investigation and the Mortgage Bankers Association have jointly produced a Mortgage Fraud Warning Notice. This Warning Notice makes clear that mortgage fraud is a federal offense with serious penalties, and will be fully investigated and prosecuted by the appropriate authorities. The FBI and MBA strongly encourage us lenders to consider integrating the Warning Notice into our loan processes.