
You’ve Served Your Country, VA Loans are a Benefit You’ve Earned.VA loans provide fixed, competitive rates with 15 or 30-year terms. Qualification is easier, even with less-than-perfect credit. Unlike other loans, you can refinance up to 100% of your home or purchase with no down payment, and there’s never a monthly insurance (PMI) charge with VA loans. - Are you a veteran, member of the military, or a surviving spouse of a veteran?
- Do you want fast approval and minimal red tape?
- Are you interested in a fixed- rate mortgage?
If you answered “yes” to any of these questions, a VA loan might be right for you! Talk with a Home Loan Expert now at (877) 410-6663, or fill out the short form on the right to get started!
Other loans you might be interested in: - FHA Loans
- 15-Year Fixed Rate Mortgage
- 30-Year Fixed Rate Mortgage
Why Should You Choose BankerBroker.com for VA Loans?- We’re the nation’s largest online lender according to National Mortgage News.
- We have an A+ rating according to the Better Business Bureau.
- And we’re ‘quick, easy, and worry free according to Cindy of Bethlehem, Pennsylvania.
- Check out our FAQ page and learn more
Our assumptions.- Mortgage rates could change daily.
- Actual payments will vary based on your individual situation and current rates.
- Some products may not be available in all states.
- Some jumbo products may not be available to first time home buyers.
- Lending services may not be available in all areas.
- Some restrictions may apply.
- Based on the purchase/refinance of a primary residence.
- We assumed (unless otherwise noted) that: closing costs are paid out of pocket; this is your primary residence and is a single family home; debt-to-income ratio is less than 30%; and credit score is over 720, or in the case of certain Jumbo products we assume a credit score over 740.
- The lock period for your rate is 45 days.
- The loan to value (LTV) rate is 70%. If LTV > 80%, PMI will be added to your monthly mortgage payment, with the exception of Military/VA loans. Military/VA loans do not require PMI.
- Please remember that we don't have all your information. Therefore, the rate and payment results you see from this calculator may not reflect your actual situation. Quicken Loans offers a wide variety of loan options. You may still qualify for a loan even if your situation doesn't match our assumptions. To get more accurate and personalized results, please call (877) 410-6663 to talk to one of our mortgage bankers.
30-year Fixed-Rate VA Loan: Rate is fixed. The payment on a $417,001, 30-year fixed-rate loan at 4.25% and 65% loan-to-value (LTV) is $2051.40 with 1.5 Points due at closing. The Annual Percentage Rate (APR) is 4.398%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. VA loans do not require PMI. The VA loan is a benefit of military service and only offered to veterans, surviving spouses and active duty military. 15-year Fixed-Rate VA Loan: Rate is fixed. The payment on a $417,001, 15-year fixed-rate loan at 4.00% and 65% loan-to-value (LTV) is $3084.51 with 0.875 Points due at closing. The Annual Percentage Rate (APR) is 4.165%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. VA loans do not require PMI. The VA loan is a benefit of military service and only offered to veterans, surviving spouses and active duty military. VA Adjustable-Rate Mortgage: The payment on a 30-year $417,001 5-year VA Adjustable-Rate Loan at 3.375% and 65% loan-to-value (LTV) is $1843.55 with 1.875 points due at closing. After 5 years, the principal and interest is $1627.77. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. The actual payment amount will be greater. VA loans do not require PMI. The Annual Percentage Rate (APR) is 2.80%. Rate is variable and may increase after fixed rate period.
|
|
VA Loan Refinance
Start Saving Hundreds A Month. No Appraisal - No Obligation.
3.25% Mortgage Refinance
Free Rate Quote w/ No SSN. No Closing Cost, Low refinance Rate
Refinancing with VA Loans
VA Refinancing - Get a Quote Today. Lock in Low Rates & Lower Payments.
California VA Home Loans
VA loans With No Down, Easy Qualify With 620 Credit Score, Quick Close
VA Loan Benefits for Vets
Buy or refinance w/ No Money Down. Safe, Secure and no Obligation.
2.5% VA Low Loan rates
The Best Rates for Veterans 2.67% APR. Start Here.
Easy VA Loan Refinancing
Compare Competing refinance Offers. Save Hundreds Per Month!
No Cost Refinance
Lower Your Payment w/ a No Cost VA refinance - Apply Online !
California VA Refinance
Rates as Low as 2.3% For Vets & Active Military. Get Started Today!
2012- california low va rates
3.25% Fixed VA Refinance
$150,000 at $609/month. No SSN Rqd. Lower Mortgage Rates - Save Now!
Question: Trying to secure a VA loan before retiring, however my debt to income ratio will change. What are the best options to obtain a pre-approval?
Answer: Congrats on the pending retirement. The VA benchmark is a 41 percent DTI ratio, but that's not a set-in-stone mark. Veterans with a DTI ratio above that can still secure financing. You can talk to one of our loan specialists anytime to get on the road to preapproval at 888-212-1958. I'm also happy to answer more questions or dig a little deeper into the DTI ratio aspects at chris@bankerbroker.com Have a great night.