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Down Payment Assistance Loans

CalHFA & Our Sponsored First Mortgages = You only put 1/2 Percent down payment

Affordable

CalHFa offers down payment assistance programs that can reduce your out-of-pocket expense to sometimes zero percent which means you get an almost 100% financing.

Dependable

Our fixed rates mean you'll know your payments for the life of the loan.

Possible

At BankerBroker.com, we have qualified loan officers who specialize in our programs, with the answers first-time homebuyers need. Approving you for Grants that you might not have to ever pay back

CalPLUS with Zip

Are you looking for a fixed rate mortgage with down pyament assistance combined into one perfect package? Then the CalPLUS with Zip is for you!

CalPLUS features:

  • Conventional of FHA insured first mortgage loan
  • Fixed interest rate up to 30-year term
  • Exclusive access to ZIP

ZIP features:

  • Includes down payment assistance
    • up to 3.5% of FHA loan amount
    • up to 3.0% of Conventional loan amount
  • Zero interest
  • Deferred payments

CalPLUS Conventional with ZIP Extra

  • $6,500 additional assistance for First Time Homebuyers
  • 0% interest rate for ZIP Extra

CalPLUS combined with CHDAP

  • Includes down payment assistance
  • Deferred payments
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