The BankerBroker.com® is Our 15-Year Fixed MortgageWith a 15-year fixed mortgage, you’ll get great rates and a secure fixed payment. Lower rates and a shorter term means you’ll pay less interest through the life of your loan. That makes the 15-year fixed a popular choice for the financially savvy. - Do you want to pay less interest over the course of your loan?
- Do you want the security of a consistent rate and payment?
- Do you want to pay off your mortgage as fast as possible?
If you answered “Yes” to any of these questions, a 15-year fixed loan might be right for you! 15-year Fixed Mortgage Features- 30, 20, 15 and 10-year terms are all available with fixed rates
- Refinance up to 95% of your primary home’s value
- Buy a home with as little as 5% down (primary home)
How a 15-year Fixed Rate Mortgage Works- Monthly payments based on interest rate, principal loan amount, and amortized interest over 15 years
- Your payment will not change throughout the life of the loan
- Your actual payment will vary based on your situation and the current interest rates when you apply
- Pay your mortgage at any time without pre-payment penalties
15-year Fixed Rate Mortgage Extras- Ask us about Smart PMI – Pay part of your mortgage insurance up front to lower your monthly payment.
Example: $200,000 loan amount, paying 1.125 points, with 30% equity on today’s rateOver the life of your loan,
a 15-year could save you:$92,397 $354,197 $261,800 30-year fixed 4.25% (4.46 APR) = $984 per month 15-year fixed 3.75% (4.003 APR) = $1,454 per month
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