30 Year Fixed Mortgage

The 30-Year Fixed Mortgage – Our Most Popular Loan

Get long-term rate security with our most popular mortgage program. Since your rate won’t change for the life of your loan, your payment will never increase. The 30-Year fixed is simply the BEST security against rising mortgage rates and higher payments.

  • Do you plan to stay in your home for many years?
  • Do you prefer a consistent mortgage payment for budget planning?
  • Does your peace of mind depend on knowing your payment will remain steady throughout your loan period?

If you answered yes to any of these questions, a 30-year fixed might be right for you! Act NOW to take advantage our special promotion for rock-bottom rates!

30-year Fixed Rate Mortgage Features

  • 30, 20, 15 and 10 year terms are all available with fixed rates
  • Refinance up to 95% of your primary home’s value
  • Buy a home with as little as 5% down (primary home)
  • Loan amounts from $25,000 to $2,000,000

How a 30-year Fixed Rate Mortgage Works

  • Monthly payments based on interest rate, principal loan amount, and amortized interest over 30 years
  • Your payment will not change throughout the life of the loan
  • Your actual payment will vary based on your situation and the current interest rates when you apply
  • Pay your mortgage at any time without pre-payment penalties

30-year Fixed Rate Mortgage Extras

  • Ask us about Smart PMI – Pay part of your mortgage insurance up front to lower your monthly payment.