Property Recapitalization Option An example recipient of such funding arranged by BankerBroker.com was an RV park that required property upgrades in order to reverse declining sales. Acting as financial adviser, BankerBroker.com restructured the distressed owner’s business plan in such a way that he could successfully tap into our extensive network of private lenders and investors. Instead of having to sell or declare bankruptcy, the owner secured a loan to stay in business. Debt Recapitalization Webinars Distressed Property Recapitalization (DPR) Program Details While much of the commentary in the commercial real estate industry today focuses on investor opportunities to acquire distressed debt, the Distressed Property Recapitalization (DPR) program focuses on helping troubled owners and developers. The Capital Markets and Structured Finance groups at BankerBroker.com are offering solutions every day to the ongoing liquidity crisis by providing access to more active funding sources across the capital stack. When better access to active funding sources is combined with expert advisory services, DPR will positively impact owner recapitalization. For experienced owners of existing income-producing properties looking to refinance a commercial mortgage loan, DPR by BankerBroker.com offers access to investors that will purchase the note from the bank at a discount. Owners will continue to make the original payments to the new investor and participate in the up side when values increase. In those instances where the bank won’t discount the note for the income-producing property, BankerBroker.com has access to investors that will recapitalize it. They will provide the equity and/or mezzanine financing required to secure new senior debt of 50-65% LTV. Owners will participate in the upside once the market improves. For experienced developers of partially completed projects that need capital to finish and operate the property, BankerBroker.com has access to investors that will purchase the note from the bank at a discount, allowing the developer to complete the project and operate the property. The developer will continue to make the original payments to the new investor and participate in the upside when property values increase. In those instances where the bank won’t discount the note for partially completed projects, BankerBroker.com has access to investors that will recapitalize the project through completion, providing the equity, mezzanine financing, and/or senior debt to payoff the existing construction loan. The developer participates in the upside once the market improves.
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