BankerBroker

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Our Titles vary. We are mortgage consultants, loan originators, loan officers, and mortgage brokers.
What does not vary is that every day, borrowers like you entrust us with one of the most important financial decisions of your life, that if not executed properly can have long-lasting repercussions as was witnessed in 2008 during the mortgage meltdown.

We know that despite our best efforts and the government’s best efforts to regulate the mortgage industry, our borrowers are too busy to review every last line of every single document . Our borrowers trust us as their mortgage advisor and that what they are signing is in their best interest.

We do not take that responsibility lightly. We do what is in the best interest for you, our client, not what is best for our pocketbook as some other brokers before us have done. We know by doing this, we not only are doing what is morally and ethically right, but we know this belief system will result in our borrowers referring us additional clients, the underpinnings of a long term relationship.

WE HAVE SOMETHING FOR

EVERYONE

FHA PROGRAM
VOE PROGRAM
CONVENTIONAL PROGRAM
§ 620 Minimum FICO
§ 680 FICO - 41% DTI
§ 720 FICO up to 90%
§ Up to 85% Cash-out
§ PMI up to 95%
§ 640 Minimum FICO
§ Up to 96.5% Purch/Rate & Term
§ 95% LTV (90% max on condos)
§ Condos up to 90%
§ Non-Occupying Borrowers Allowed
§ Purchase/Rate & Term
§ High balance up to 80%
§ 55% Max DTI
§ 1 Unit properties only
§ Cash-out up to 75%
§ High balance loans
§ Borrower does not have to be
§ Investment up to 80%
§ Gift funds allowed
1st time home owner
§ Up to 10 financed properties

Highlights of BankerBroker.com

A - Rated and Accredited by the Better Business Bureau
Members of NAMB (National Association of Mortgage Brokers)
FHA/VA approved
Our brokers are seasoned brokers. We do not hire newly licensed loan officers.
Many of our loan officers have obtained their CMPS designation (Certified Mortgage Planning Specialist)
Managed by Principals with over 62 years experience in the mortgage industry
Former principals of the 2nd Largest Mortgage Broker in the US
Our corporate office is available to all clients to intervene in situations when necessary
We have strict policies to ensure your confidential information remains confidential
Partners with the largest banks in the US
Accurate up front rate and closing cost quotes.

Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

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