FAST TURNAROUND TIMES

Loan Programs Built for Speed

From disclosure to closing in 24 hours. BankerBroker® offers industry-leading turnaround times across all programs.

Disclosure

24 hours

Underwriting

24 hours

Closing

24 hours

8500+

Partners

20

Years Experience

48

States

24

Hour Turnaround

Our Programs

Comprehensive mortgage solutions for every borrower profile

📊

DSCR

Debt Service Coverage Ratio Loans

Investment

Perfect for investment property investors

Key Features

  • Credit for DSCR >1.25
  • No income no employment
  • Short-term rentals up to 80% CLTV
  • Min. FICO 620
  • Up to 80% CLTV
🏦

Bank Statement

12/24 Month Bank Statement

Self-Employed

Ideal for self-employed professionals

Key Features

  • Personal, business, or combined bank statements
  • Min. 3 months of reserves
  • Concierge Service for income calculation
  • No Score or FICO 620
  • Up to 90% CLTV
🌍

ITIN

International Taxpayer ID Number

Non-SSN

Serve underserved borrower segments

Key Features

  • Min FICO 660 and up to 70% CLTV for Super Prime
  • Min FICO 700 and up to 70% CLTV for DSCR
  • Loan amounts up to $1.5 million
  • Borrowers without SSN
📋

Non-QM

Non-Qualified Mortgage

Alternative

Serve borrowers with unique financial profiles

Key Features

  • Alternative income documentation
  • Self-employed professionals
  • Recent credit events
  • Stated income options
  • Up to 80% LTV
💎

Jumbo

Premium Jumbo Loans

Premium

Serve affluent borrowers

Key Features

  • Loan amounts above conforming limits
  • Competitive rates for jumbo amounts
  • Flexible credit requirements
  • Investment property options
  • Up to 80% LTV
🏠

Conventional

Traditional Conforming Loans

Standard

Core mortgage product

Key Features

  • Fannie Mae and Freddie Mac products
  • Competitive rates
  • Fast approval process
  • Primary residence focus
  • Up to 97% LTV with MI

Quick Comparison

ProgramMin. FICOMax LTVBest For
DSCR62080%Investment Properties
Bank Statement62090%Self-Employed
ITIN66070%Non-SSN Borrowers
Non-QM62080%Non-Traditional Income
Jumbo66080%High-Value Properties
Conventional62097%Primary Residence

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