Reverse Mortgages

Convert Your Home Equity Into Cash

Minimum Age

62+

Monthly Payments

$0

FHA Insured

HECM

Why Choose a Reverse Mortgage?

No Monthly Payments

You never have to make monthly mortgage payments. Stay in your home payment-free.

Access Your Equity

Convert a portion of your home equity into cash for retirement, healthcare, or other needs.

FHA Protection

HECM loans are FHA-insured, providing consumer protections and loan guarantees.

Stay in Your Home

Remain in your home while accessing equity. You maintain full ownership and control.

Reverse Mortgage Program Details

Eligibility Requirements

  • ✓Age: At least 62 years old
  • ✓Home Ownership: Own your home outright or have significant equity
  • ✓Primary Residence: Home must be your primary residence
  • ✓Credit: No minimum credit score required
  • ✓Counseling: Must complete HUD-approved counseling

How Funds Are Received

  • →Lump Sum: Receive all funds at closing
  • →Monthly Payments: Receive fixed monthly payments
  • →Line of Credit: Draw funds as needed
  • →Combination: Mix of lump sum, payments, and line of credit

How Reverse Mortgages Work

1

Consultation

Meet with our specialist to discuss your needs and options.

2

HUD Counseling

Complete required HUD-approved counseling session.

3

Appraisal

Home appraisal determines your available equity.

4

Funding

Receive your funds in your chosen distribution method.

Get Your Free Reverse Mortgage Estimate

Ready to Access Your Home Equity?

Our reverse mortgage specialists can help you understand your options and find the right solution.