Buy Your Dream Home with Just 1% Down + 2% Lender Grant
Down Payment
Lender Grant
Minimum Credit Score
Put down just 1% of your purchase price, making homeownership more accessible.
Receive a 2% grant from us to help cover closing costs and reduce your out-of-pocket expenses.
Qualify with a credit score as low as 620 and still get competitive rates.
Get pre-approved quickly with our streamlined application and real-time pricing.
Maximum Grant Amount
$7,000
Maximum Loan Amount
$350,000
Minimum Down Payment
1%
*This is not a commitment to lend. Subject to credit approval and property appraisal.
Submit your information and get pre-qualified in minutes with our fast online process.
Receive real-time rate quotes and lock in your competitive rate with no upfront fees.
Start your home search knowing exactly what you can afford with your ONE+ approval.
Complete underwriting and close on your new home with your 2% grant applied to closing costs.
"The ONE+ program made it possible for us to buy our first home. The 1% down payment and 2% grant were game-changers. Highly recommend!"
Sarah & Mike Johnson
First-Time Homebuyers
"I thought I'd never qualify due to my credit score, but ONE+ gave me the opportunity. Amazing service from start to finish!"
David Chen
First-Time Homebuyer
"The 2% grant really helped with our closing costs. We saved thousands and got into our dream home faster than expected."
Jennifer Martinez
First-Time Homebuyer
Let's explore if ONE+ is right for you. Fill out the form below and we'll be in touch within 24 hours.
Our team is ready to help you understand if ONE+ is the right program for your situation.