JUMBO LOANS
Financing for Luxury and High-Value Properties
Competitive Rates and Flexible Terms for Properties Exceeding Conventional Limits
Get Your Jumbo Loan Pre-Qualified
Financing for luxury properties. Let's discuss your high-value real estate needs.
✓ Competitive rates • ✓ Flexible terms • ✓ Expert guidance
Jumbo Loan Options
Jumbo Fixed Rate
Fixed-rate financing for high-value properties. Predictable payments with no rate adjustments.
- Loan amounts up to $30M+
- 30-year and 15-year terms available
- Competitive rates for luxury properties
Jumbo ARM
Adjustable-rate mortgages for borrowers seeking lower initial rates on jumbo loans.
- Lower initial rates (3/1, 5/1, 7/1, 10/1)
- Rate caps for protection
- Great for short-term ownership
Why Choose Our Jumbo Loans?
Luxury Property Expertise
Specialized experience with high-value properties and unique financing needs.
Fast Approval
Quick underwriting and approval process for high-net-worth borrowers.
Competitive Rates
Market-leading rates for jumbo financing on premium properties.
Jumbo Loan Requirements
Borrower Qualifications
- Credit Score
Typically 700+ (740+ for best rates)
- Debt-to-Income
Generally 36% or lower
- Liquid Assets
Significant reserves required
- Down Payment
Typically 10-20% for jumbo loans
Property Requirements
- Property Value
Exceeds conventional loan limits
- Appraisal
Full appraisal by certified appraiser
- Property Types
Primary residence, investment, vacation homes
- Title Insurance
Required for all jumbo loans