Registration Opens Feb 24 - Mar 16, 2026

Get Up to $150,000 in Down Payment Assistance

California's Dream For All Program for First-Time Homebuyers — designed for buyers who can afford the monthly payment but struggle to save a full down payment in California's high-cost market.

Up to 20% Down Payment

$150,000

Monthly Payments

$0

Repayment

Later

Why Choose California Dream For All?

Up to $150,000 in Assistance

Reduce upfront costs with down payment or closing cost help based on program guidelines.

No Monthly Payments

The assistance amount requires no monthly payments during your homeownership.

Pay Back Later

Repayment typically happens only when you sell, transfer, or refinance the home.

First-Time Buyers Welcome

Built specifically for first-time and first-generation homebuyers in California.

Free Eligibility Review

No credit check, no obligation, and completely free eligibility assessment.

Expert Guidance

We provide free support to help you prepare and complete registration correctly.

Are You Eligible?

Basic Requirements

  • ✓First-Time Homebuyer: All borrowers must be purchasing their first home or not have owned in the past 3 years
  • ✓First-Generation: At least one borrower must be a first-generation homebuyer (parents never owned a home)
  • ✓Primary Residence: The home must be your primary residence (not an investment or rental property)
  • ✓California Resident: At least one borrower must currently reside in California
  • ✓Income Limits: Your household income must meet CalHFA limits for your county

Program Details

Maximum Assistance

$150,000

Up to 20% of purchase price

Registration Window

Feb 24 - Mar 16, 2026

Limited voucher system with random drawing

Monthly Payment

$0

No monthly payments on assistance

How Dream For All Works

1

Get Started

Fill out our quick form. We'll review your situation and gather required information.

2

Prepare with Lender

We help connect you with a CalHFA-approved lender for pre-approval letter.

3

Register for Voucher

We guide you through registration during the Feb 24 - Mar 16 window.

4

Find Your Home

If selected and approved, use your voucher toward purchasing your California home.

See Your Personalized Dream For All Options

Quick eligibility review to help you understand whether this program may work for your situation.

Your Information

Loan Information

✓ No credit check required
✓ No obligation
✓ 100% Free

Frequently Asked Questions

Is Dream For All a grant?

Dream For All provides down payment assistance that is repaid when you sell, transfer, or refinance your home. It includes shared appreciation on the assistance amount.

Do I have to make monthly payments on the assistance?

No. There are no monthly payments on the assistance amount. You only repay when you sell, transfer, or refinance the home.

Does checking my eligibility affect my credit?

No. Our eligibility review does not perform a hard credit inquiry and will not impact your credit score.

What happens after I submit the form?

We'll review your information and respond within 1 business day with personalized guidance about your eligibility and next steps.

What if I don't qualify?

If Dream For All isn't the right fit, we'll explore other down payment assistance programs and loan options that may work for your situation.

See If You May Qualify for Up to $150,000 in Down Payment Help

Dream For All uses a limited voucher system. A quick review helps you prepare early and avoid missing the registration window — with free guidance from our team.