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posted Jan 27, 2013, 11:01 PM by Massey Kouhssari   [ updated Jan 27, 2013, 11:10 PM ]

About VA Loans

A Rich History
The VA home loan has been used by over 18 million families. For nearly 70 years, this program has made it possible for families just like yours to experience the pride of homeownership.

In today's tough economy, the VA home loan program continues to shine brightly and forge ahead on its mission of making homeownership possible for the brave men and women who serve our country.

Why choose a VA Loan?

#1 Dedicated VA Lender*
The VA Home Loan Guarantee Program helps veterans purchase, refinance, or builds homes through VA-approved lenders like Veterans United.

Loans are backed up to $417,000 and more in some areas with low closing cost and fewer fees than conventional loans.

Packed with money-saving advantages such as no down payment requirement and no private mortgage insurance, the VA home loan also is designed specifically for the unique challenges facing service members and their familes.

VA Loan Eligibility

Learn More

Lower Payments

Competitive rates and no private mortgage insurance requirement mean low monthly payments.

0% Down

VA home loans don't require any money down at closing - a benefit that almost no other loan can offer.

Easier to Qualify

VA home loans are designed to have easier approval for the unique situations military families face.


NO MI - No Mortgage Insurance


First-Time Buyers

VA home loans are a great option for first-time homebuyers. 

Millions Qualify
In general, a service member is eligible for a VA home loan if he or she meets any one of these requirements:
• Served 181 days during peacetime (Active Duty)
• Served 90 days during war time (Active Duty)
• Served 6 years in the Reserves or National Guard
• You are the spouse of a service member who died while in service or from a service-connected disability.