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posted Dec 7, 2010, 1:05 AM by Massey Kouhssari gives you FREE same-day prequalification, so you'll know exactly how much home you can afford.

It can take a long time to find just the right home, but it takes a few minutes to get prequalified for a home loan from


Because you're already a customer, you can:

·         Get prequalified in just minutes

·         Get your prequalification letter the same day

·         Enjoy low rates

·         Use our easy application process

Plus, only gives you Lowest rates  

IMPORTANT INFORMATION: All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. Results of the mortgage affordability estimate/prequalification are guidelines; the estimate is not an application for credit and results do not guarantee loan approval or denial.

FHA vs. Conventional



Down Payment

Minimum 3.5%

Minimum 10%+

Closing Costs

Low, regulated by HUD

Unknown/Vary greatly

Post-bankruptcy Qualifying?

Can qualify after 2 years

Can qualify after 2 years

Post-foreclosure Qualifying?

Can qualify after 3 years

Generally after 5 years

Private Mortgage Insurance

Low cost

Ranges from low to high cost