CONFORMING AND HIGH-BALANCE

• No max DTI with DU approval
• LTV up to 97% with 680 fico
• Recently acquired properties OK

FHA

• DTI over 55% with DU approval
• Manual underwrite option available
• No fico required for co-borrower

DU REFI PLUS

• DTI up to 55% with DU approval
• PIW accepted per DU findings
• 105% / 110% with 620 fico score

HOMEPATH

• LTV up to 97% with 660 fico
• No appraisal required
• No MI required above 80%

JUMBO

• LTV up to 80%
• Minimum 700 FICO score
• Loan amounts up to $1.5 million