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FHA Refinance Loans

posted Nov 17, 2010, 11:30 PM by Massey Kouhssari

FHA Refinance Loans

FHA Refinance rates are at all time lows. The FHA loan offers home owners the ability to qualify for a home loan with slightly lower credit scores or slightly higher debt-to-income ratios than the average conventional loan. FHA loans allow "non occupant" co-borrowers which helps in the qualification process also.

Who benefits most from an FHA refinance?

  • Existing borrowers who want to refinance to take cash out of the equity in their home
  • Existing borrowers with less-than-perfect credit
  • Existing borrowers with previous late mortgage payments

Some FHA loans offer

  • No Appraisal Streamline
  • Low fixed rates & super low FHA ARM rates
  • Jumbo FHA loans, which allow for affordability in “high cost” areas
  • Cash-out options, which allow you to access the equity in your home
  • Refinancing for up to 97.75% of your home’s value

How do I get an FHA refinance?

Get prequalified! It’s the first step. Filling out the "free loan quote" form above will allow one of our preferred FHA loan specialist to contact you and review your options. Remember, having the right loan officer that has the experience needed can and will save you thousands of dollars on your home loan.

Take advantage of the flexible features of an FHA refinance today!