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For The  Savvy 


Tips For Your Savvy Borrowers...

Help you real estate savvy borrowers can take advantage of low housing prices. We have the ability to finance up to 3 properties per borrower, and use rental income for subject property!

·   10 Financed Properties will allow a borrower to finance up to 3 properties.  For example, if you own 15 properties but only 7 are financed, we will allow you to finance another 3 properties.

·   No Rapid Acquisition
As long as you qualify we will allow for the purchase of up to 3 properties at one time!

·   Rental Income
If you have 5 or more financed properties and have a two-year landlord history, BankerBroker will allow for rental income to be used on the subject property.

·    Let your Friends know of this opportunity

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posted Jul 23, 2015, 12:53 PM by Massey Kouhssari   [ updated Jul 23, 2015, 1:02 PM ]

Untitled Post

posted Jul 9, 2015, 10:51 AM by Massey Kouhssari   [ updated Jul 9, 2015, 10:53 AM ]

Happy 4th of July from

posted Jul 4, 2015, 1:48 PM by Massey Kouhssari

Happy 4th of July from

Stated Income Home Equity 2nd Mortgages are back

posted Jun 11, 2015, 12:03 PM by Massey Kouhssari   [ updated Jul 1, 2015, 5:45 PM ]

Non-QM / Non-Prime 2nd Mortgages are BACK!!


All Mortgage loan rates are for PFN Customers only. 

Rates Effective June 1, 2015

Variable Rate Home Equity Line of Credit Loans
Min. Subsequent Advances: Full amount of line
Index from Wall Street Journal Prime Rate + Margin = APR*. Changes in January, April, July and October
No Annual Renewal Fees. Please ask about closing costs.
*APR = Annual Percentage Rate. Annual Percentage Rate may vary.
Term:15 Yr and 30yr optionMargin:3.50%
Variable Rate:upto 80% LTVIndex:8.25% APR*
Interest Rate:11.75% APR*Min./Floor Rate:11.75% APR*
Points:3 points maxMax./Cap Rate:12.00% APR*
Max. Line of Credit: $250,000
Min. Line of Credit: $5,000

Fixed Rate Stated Income Real Estate Loans
 10 Year15 Year30 Year
1st Trust Deeds6.75.00% APR*6.95% APR*7.75% APR*
2nd Trust Deeds6.25% APR*11.75.50% APR*11.95.75% APR*
$250,000 Max, $10,000 Min; 80 % LTV
Payment example: APR = Annual Percentage Rate. Pay $11.36 per month, per $1,000 borrowed at 6.50% for 120 months. The payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment obligation will be greater, should be posted.

Back by popular demand, Second Trust Deed Mortgage Loan!

Happy with your current 3% 1st TD, Great Keep it!  Pull cash out with the most Aggressive and Only Non-QM 2nd TD in the Market!

Stated Income 2nd Mortgage HELOC - Bank Statement only

       Borrowers Qualify with:

  • 1 day seasoning from Short Sale
  • 1 year seasoning from Foreclosure or BK
  • Up to 80% CLTV
  • Up to $1mil. combined loan amount
  • Loan amounts up to $350,000
  • Bank Statements used for income self employed
          Call 949-244-1880

Alternative Income Doc, NINA, SIVA, MOMAsi.......

posted Jun 6, 2015, 3:18 PM by Massey Kouhssari   [ updated Jul 1, 2015, 5:42 PM ]

Alternative Documentation

$1,500,000.00 Max Loan Amount

$100,000.00 Minimum Loan Amount

700 FICO Minimum

80%LTV Max

-1 Year Self Employed

-Recent Transition from W2 to 1099

-Self-employed with increase in projected Income

Non-Prime Lending


Jumbo Loan Amounts

Loan Amounts Up to $2,000,000

Full Doc or Bank Statements with:

  • No Reserve Requirements
  • No Seasoning Required from date of Short Sale
  • Foreclosure & BK Seasoning only 2yrs from Event
  • Down to 600 Fico for $2mil or 500 Fico for $750K

Stated Income Loans:

  • To $1,000,000
  • Non-Owner, Foreign National or Business Purpose
  • No Reserve Requirements
  • No Seasoning for FC, SS or BK

Purchase OR Cash Out Refinance!

Dream Big.... Pay nothing more than you are paying

posted Jun 6, 2015, 3:06 PM by Massey Kouhssari   [ updated Jul 1, 2015, 5:46 PM ]


posted Jun 4, 2015, 12:08 PM by Massey Kouhssari   [ updated Jun 4, 2015, 12:09 PM ]

$2,000,000.00 Max Loan Amount

$100,000.00 Minimum Loan Amount

540FICO Minimum

80%LTV Max

-Cash-Out $500,000.00 Max

-50%DTI Max


-24 Month Bank Statements

-1 day out of Housing event

-90%CLTV with Institutional Second

Bring it on, we fund you

LETS Lock Your Loan Today 

Go for the Best Lock Ever

Lock your loan today with BankerBroker
With we Lock your loan Just right.

Government Loans - Stated Income, No Income, No Doc loans....!

posted Jun 3, 2015, 12:49 PM by Massey Kouhssari


No Minimum FICO

No Appraisal or AVM

No Max LTV

Excellent Pricing

Excellent Turn Times



Massey Kouhssari

your Banker & Broker

True Bank Statement Real Estate Loan for Self-Employed Borrower! (IE & Metro CA)

posted Jun 2, 2015, 1:12 AM by Massey Kouhssari

A True Bank Statement Loan for the Self-Employed Borrower

In the new lending world, stated income and bank statement loans have been banished. However, they were quite popular before the recent crash, as they streamlined the lending process and safely allowed the self-employed borrower to achieve a great mortgage rate.

Things were going along swimmingly until some aggressive lenders chose to offer these types of loans to borrowers with very little down payment and average fico scores (600 and below).

We all know the results of such risk, and have had to live through the bad decisions made by the lenders, the borrowers, and the politicians.

However, we NOW have a NEW PRODUCT that goes to 80% loan to value! So, you must have 20% in equity or as a down payment. You must also be self-employed and have a fico over 600. If you meet this criteria, you will need to provide 24 months bank statements - business and/or personal - showing strong deposits.

Sometimes we have a year where write-offs or losses from investments are so great that we report little profit. Institutional lenders do not like to see that!

Our rates start as low as 5.5% APR, and are for owner occupied borrowers seeking to finance a property or refinance a property in metro California.

Call Massey K. 949-244-1880

$25K-$750K Private Hard Money Loans for VACANT LAND (Riverside, Los Angeles, San Bernardino, Ventura, Orange County)

posted Jun 2, 2015, 1:09 AM by Massey Kouhssari

Get $25,000 - $750,000 Fast Cash Money against Real Estate for Purchase, Refi, Cash out, Rehab

No Min Credit Score Required
No Income Verification-Stated Income Loans
No Tax Returns or W2's
Bad Credit or No Credit is OK
Bankruptcies, Short Sales, and Foreclosures are OK

No Appraisal Needed in most cases with below 50% LTV
1st Trust Deeds or 2nd / Second Mortgage Loan
LTV (Loan to Value) up to 70%
LTV up to 50% for Vacant Land
LTV up to 80% for Fix & Flip Rehab

Term 6 Months to 5 Years
Interest Rates Starting at 9%
Quick Approval & Fast Funding

Get Commercial Private Hard Money Loans for; 

Purchase, Refinance Mortgage, Cash out, 
Rehab Loan, Construction Loan, 
Fix & Flip Loan for Investors, 
get Loan for Debt Consolidation or for any Purpose.

Whether you have bad credit or No credit we have loan program for every borrower.

All Non-Owner Occupied Properties, Residential or Commercial Real Estate 

SFR, Multi-family, Rental Property, Mixed use, 
Office Buildings, Retail Strip, Gas Stations, Apartments,
Senior Care Facility, Storage, 
Warehouse Commercial Properties, 
Vacant Land, Raw Land, Commercial Land

Contact Us NOW for Free ConsultationCall Massey K. 949-244-1880
=================================A Private Hard Money Loan is a specific type of asset-based loan financing through which a borrower receives funds secured by the value of a parcel of real estate. Hard money loans are typically issued by private investors or companies. Interest rates are typically higher than conventional commercial or residential property loans because of the higher risk taken by the lender. Most hard money loans are used for projects lasting from a few months to a few years.

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