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For The  Savvy 


Tips For Your Savvy Borrowers...

Help you real estate savvy borrowers can take advantage of low housing prices. We have the ability to finance up to 3 properties per borrower, and use rental income for subject property!

·   10 Financed Properties will allow a borrower to finance up to 3 properties.  For example, if you own 15 properties but only 7 are financed, we will allow you to finance another 3 properties.

·   No Rapid Acquisition
As long as you qualify we will allow for the purchase of up to 3 properties at one time!

·   Rental Income
If you have 5 or more financed properties and have a two-year landlord history, BankerBroker will allow for rental income to be used on the subject property.

·    Let your Friends know of this opportunity

COVID-19 Mortgage Guideline and product changes

posted Apr 30, 2020, 12:22 PM by Massey Kouhssari

To view this email as a web page, go here.
For broker use only. Not to be distributed to consumers.

TCF Relationship Lending
May 2020 Rate Sheet
We continue to live and work during unprecedented times, where nothing is business as usual. In order to continue to serve your needs, we are making the following changes effective Monday, May 4, 2020.
  1. Suspending the following channels:
    • Standalone transactions
    • Handoff/referral standalones
  1. Credit score changes:
    • Increasing the minimum broker tri-merged FICO to 720.
  1. Reducing the maximum combined loan-to-value ratio on piggybacks to 85%.
  1. Reducing the maximum combined loan-to-value ratio on delayed piggybacks to 80%.

Applications must be complete and submitted before Friday, May 1, 2020 at 5 p.m. (ET) to be considered accepted prior to the effective date.
  • Files that do not include the required documents for submission are not considered received for the purpose of this change. A submission will not be considered received until all documents have been received by TCF.

  • Complete applications, which include all required submission documentation, in the pipeline prior to May 1 at 5 p.m. (EDT) are not affected by these changes.
These are temporary changes but will be in effect indefinitely. We are committed to your success and helping you adapt to this new normal. We will continue to be flexible and make adjustments to our policies as the current environment stabilizes.

If you have any questions or would like additional information, please contact me directly. 949-244-1880

Investors: Avoid Hard Money, Refinance out of hard money

posted Sep 1, 2019, 1:39 PM by Massey Kouhssari   [ updated Sep 1, 2019, 1:54 PM ]


From $200,000 to $5,000,000+

Nationwide for Investors

Don't let rising rates prevent you from buying more investment properties. We have solutions to access capital through a refinance with rates that let your properties cash flow.

• No Tax Return Required
• No Employment Required
• No Income Required
• No Debt to Income Ratio Calculated
• Cash Flow Based on Subject Property / Vacant Okay
• SFR, Condo 1-4 Unit
•Maximum Loan is $10M
(Rate/Term, Cash-Out, and Debt Consolidation)
• From $200,000 to $5,000,000+
(Purchase, Rate/Term, Refi, Cash-Out and Debt Consolidation)
• Investors and Builders Real Estate Line of Credit Up to $5,000,000

Commercial Loans for ($500,000 -$10,000,000)
Refi, Cash-Out and Debt Consolidation
Apartments, Shopping Centers, Offices, Hotels, Specialty Shops, and Etc. 

Land Development Loan and Business Real Estate Credit Loan $500,000 to $10,000,000

If you have any questions, please do not hesitate to contact me.
Thank you, best regards & continued success,

Massey Kouhssari
8250 White Oak Ave Suite 102  Rancho Cucamonga, CA 91730
1 Corporate
 Plaza Dr 
Newport Beach CA 92660
Cell       949-244-1880
Office    949-607-8808

Ask me about: 
We take pride in Lending Based on Core Values:
California - DOC Mortgage Loan Originator License288498 *Branch NMLS ID: 135622 
CA BRE Lic# 01872368 California BRE CORP Lic# 01929492
This is not an offer for extension of credit or a commitment to lend or an offer to enter into a rate lock agreement under any applicable law. All loans must satisfy company underwriting guidelines. Information and pricing are subject to change at any time and without notice. 

Email Disclaimer

P Print less = paper free and tree happy. We offer a 100% paperless environment. Please do not mail any correspondence to our office. Email only please.

FAST REAL ESTATE LOANS San Bernardino County Orange County

posted Sep 1, 2019, 1:23 PM by Massey Kouhssari   [ updated Sep 1, 2019, 1:25 PM ]


© craigslist - Map data © OpenStreetMap

(google map)

PRIVATE MONEY LOANS...for Residential/Commercial/Industrial Real Estate Easy Qualifying Pre-Approved in about 10 Minutes. California only. Residential, Commercial & Business Loans up to $10,000,000.00. We also specialize in FHA, VA, government loans, conventional loans, Reverse Mortgages and any scenarios lend able Call 949-244-1880 Massey Kouhssari

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If you have any questions, please do not hesitate to contact me.
Thank you, best regards & continued success,

Massey Kouhssari
8250 White Oak Ave Suite 102  Rancho Cucamonga, CA 91730
1 Corporate
 Plaza Dr 
Newport Beach CA 92660
Cell       949-244-1880
Office    949-607-8808

Ask me about: 
We take pride in Lending Based on Core Values:
California - DOC Mortgage Loan Originator License288498 *Branch NMLS ID: 135622 
CA BRE Lic# 01872368 California BRE CORP Lic# 01929492
This is not an offer for extension of credit or a commitment to lend or an offer to enter into a rate lock agreement under any applicable law. All loans must satisfy company underwriting guidelines. Information and pricing are subject to change at any time and without notice. 

Email Disclaimer

P Print less = paper free and tree happy. We offer a 100% paperless environment. Please do not mail any correspondence to our office. Email only please.

Self Employed? Tax Returns Are Not Needed to Secure a Home Loan

posted Jun 23, 2016, 1:27 AM by Massey Kouhssari

Bank Statement program - Low Doc Mortgage

No Money Down - Free Grant - 100% LTV zero down payment

posted Mar 29, 2016, 5:46 PM by Massey Kouhssari   [ updated Mar 29, 2016, 5:46 PM ]

100%LTV via C2 Financial Corporation now offers 100%LTV for FHA Purchase

620 FICO

3.5% Silent Second or 5% California Grant (Never Pay Back)

Build instant equity

No Repayment if the Borrower does not exceed 115% of AMI.

If the borrower does, then we will allow with interest rates as low as ZERO!**

Silent Second goes away after 3 years – no repayment required if they keep the Mortgage for 3 years!



Massey K.

California only, Stated Income No Doc Mortgage, No Prepay Penalty No Appraisal, No Credit, No Income

posted Feb 25, 2016, 3:22 PM by Massey Kouhssari   [ updated Feb 25, 2016, 3:22 PM ]

Inline image 1 

2016 New Terms: 6.99%APR Interest Only 
6.99% first 6 months, 8.99% second 6 months. $1M min. Staggered terms. 
Funding in 3-5 days with No Appraisal
Additional Programs Available

  • Loans $250,000 to $20,000,000
  • Same day LOI
  • First Trust Deeds on just about any California property
  • We Approve and CLOSE Quickly! (under 7 days)
  • Interest Only Loans with new rates starting at 6.99%
  • Point cost ranging from 2% to 3.50%
  • Interest-only, balloon, 
  • No Prepay Penalty
  • No Appraisal, No Credit, No Income
  • Call or email anytime for pricing
  • California Only

If you do not see your property type listed below or would like to speak about making your deal work, feel free to call or email with your questions.

Massey Kouhssari 949-244-1880

Take hold of near record rates in CA... Mortgages in the 2-3% APR ranges

posted Feb 23, 2016, 9:55 AM by Massey Kouhssari

 Hi Jeff,

With the continued turmoil in the domestic and international markets we don't know what will happen from day to day. The one thing we do know is that it has helped to push mortgage rates to some of the best levels we've seen in years. Take advantage right now and lock in a great rate for your home at your address.

We have direct access and can put you in the lowest possible rates in California. We know homes in CA and will take great care of you.

Thank you for your time

Housing Date - January 2016

posted Feb 17, 2016, 11:23 AM by Massey Kouhssari   [ updated Feb 17, 2016, 11:24 AM ]

Massey Kouhssari bringing you Housing Data Jan 2016 via IVAR


Untitled Post

posted Feb 11, 2016, 10:06 AM by Massey Kouhssari   [ updated Feb 11, 2016, 10:07 AM ]

We've Got Jumbo Products That WillROCK YOUR WORLD!!
Non-Prime Select /
Non-Prime Select Recent Housing Event
80% LTV - ONE YEAR out of BK - Loans up To $2M
  80% LTV - ONE DAY out of Foreclosure or Short Sale (Regardless of Hardship or Not) - Loans up to $2M
  80% LTV - ONE YEAR out of Bankruptcy - Loans up to $2M
Platinum A/A+
95%LTV - to $1.5M with as little as 2 Years Out of F/C or Short Sale
90%LTV - to $2.5M with as little as 2 Years out of F/C or Short Sale and 3 Years Out of Chapter 7 BK
  80% LTV - ONE DAY out of Foreclosure or Short Sale (Regardless of Hardship or Not) - Loans up to $2M
Up to 90%LTV with Bank Statements for Self Employed...
Portfolio 5/1ARM
  Loans up to $2.5M ONE YEAR out of Foreclosure/Short Sale/BK
12 Months Personal Bank Statements as Verification of Income - OK!
Lower LTVs - Attractive Rates 
Professional Investor Product
 Loans from $100K to $2M
No DTI/DSCR Calculations/Considerations
No Reserve Requirement

Only Asset Verification Required are Funds to Close (Purchases)
What Are You Waiting For?!?!
Contact Me Today for a Loan Application and/or Guidelines!!
15 minutes will save you thousands on your mortgage
DTI, FICO SCORE, CREDIT, RESERVES, and other terms/conditions may apply
If you are currently an approved retail Client, please contact your BankerBroker for more information regarding these exciting products and services! Thank you for choosing BankerBroker Team we look forward to working with you!
Call Massey K. 949-244-1880

Knock Knock, Who`s There??? CASH OUT... Cash OUT WHO?? 95% High LTV Cash Out

posted Feb 8, 2016, 1:55 PM by Massey Kouhssari   [ updated Feb 23, 2016, 11:32 AM ]







Up to $1.5M

No Limit to Cash in Hand

NO 4506

NO Taxes Needed

No Income Qualifying 



Call Massey Kouhssari


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